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Mortgage Loans

Caitlin Davis – NMLS 2032819, owner of Nirvana Capital Co., also works with Cliffco Mortgage Bankers – NMLS 65328, an independent leader in mortgage solutions. Together, we deliver competitive loan options to homebuyers and homeowners across Pennsylvania, New York, and New Jersey. Whether you’re purchasing a new home or refinancing, Cliffco’s extensive range of products and personalized services are designed to meet your unique needs.

What types of real estate deals does Nirvana fund?

We focus on residential, multifamily, and mixed-use properties nationwide.
Can Nirvana assist with Commercial, Retail, and Office Loans?

Yes, but it’s on a case-by-case basis depending on the specifics of the transaction.
Does Nirvana require any upfront fees?

No. Except for the appraisal fee(s), you won’t need to pay any fees until the loan is closed.
Do I need to have an LLC to close a loan with Nirvana?

Yes, all loans are closed under LLCs or corporations only.
Can Nirvana provide pre-approval letters?

Absolutely. We can issue pre-approval letters quickly.
Does Nirvana Capital Co. work with brokers?

Yes, we are broker-friendly and welcome broker/referral partnerships.
How fast can Nirvana close a loan?

We can close in as little as 2 weeks, depending on the deal.
What is the minimum loan amount Nirvana Capital Co. will fund?

We typically consider loans starting at $50,000- but this can vary depending on the deal.
Is Nirvana Capital Co. affiliated with Cliffco Mortgage Bankers?

Nirvana Capital Co. and Cliffco Mortgage Bankers are separate entities. Caitlin is a licensed Mortgage Loan Originator (MLO) with Cliffco, focusing on home loans, while Nirvana Capital Co. operates as a private lender for residential, multifamily, and mixed-use real estate deals

Member of Cliffco Mortgage Bankers. Cliffco Mortgage Bankers NMLS ID# 65328. Licensed Mortgage Banker NYS Dept. of Financial Services Not intended to solicit loans in states I am not licensed in Cliffco Mortgage Bankers. Equal Housing Lender. This is not a commitment to lend or extend credit. Restrictions may apply. Rates may not be available at time of application. Information and/or data are subject to change without notice. All loans are subject to credit approval. Not all loans or products are available in all states. Cliffco Inc. DBA Mortgage Bankers NMLS ID# 65328 Licensed Mortgage Banker NYS Dept. of Financial Services. 70 Charles Lindbergh Blvd, Suite 200 Uniondale, NY 11553.

THIS SITE IS NOT AUTHORIZED BY THE NEW YORK STATE DEPARTMENT OF FINANCIAL SERVICES. NO MORTGAGE LOAN APPLICATIONS FOR PROPERTIES LOCATED IN THE STATE OF NEW YORK WILL BE ACCEPTED THROUGH THIS SITE

NIRVANA CAPITAL CO. IS NOT AFFILIATED WITH CLIFFCO MORTGAGE BANKERS